Welcome to AFS,
a multi-advisory financial services business

We pride ourselves on our specialist approach, which provides expert structure to investment planning. Our steadfast foundations provide a solid wealth management framework that allows our clients and their families to not only grow, but flourish.

Rooted for Prosperity.

Est. 1991

Welcome to AFS,
a multi-advisory financial
services business.

We pride ourselves on our specialist approach,
which provides expert structure to investment planning. Our steadfast foundations provide a solid wealth management framework that allows our clients and their families to not only grow, but flourish.

Rooted for Prosperity.

Est. 1991

our story

The San Bushmen believe that the African Baobab is a symbol of life as it provides communities across the savannah with basic needs such as shelter, food and water. This is why it has become known as the Tree of Life. The Baobab tree can thrive in landscapes where little else can survive.

Much like the Baobab, AFS is centred on providing the best possible risk adjusted returns. Our roots date back to 1991 and our independence and heritage provide assurance that we are here to stay, and will be with you through all the seasons. We provide the reassurance of long-standing business satisfaction, and years of feedback from clients who’ve become friends. The branches and structure of our business ensure that we carefully provide for and personalise all your wealth and investment needs.

Every family is unique and should be treated as individuals. So we make it our business to know who our clients are, to be able to provide the best advice, with integrity and transparency. 

As the branches of the Baobab converge, so we provide a meeting point for people from different walks of life, with divergent interests, but with one goal in mind: to create, develop and nurture a long term blueprint for wealth creation.

Like the Baobab, our investment philosophy is enduring and considered. Our process is founded upon the solid stature of the tree itself. Firstly, we look at your roots or your foundation as this maps out the current risks we would need to assess and build the groundwork for the most appropriate method to build your wealth. Our specialist, multiple advisory approach provides expert structure to short and long term investment planning so that we consistently help our clients to grow their wealth for prosperity, and more.

We have built wisdom from generations of experience. Our steadfast foundations provide a solid wealth management framework that allows our clients and their families to not only grow, but flourish.

AFS.
Rooted in prosperity.

The San Bushmen believe that the African Baobab is a symbol of life as it provides communities across the savannah with basic needs such as shelter, food and water. This is why it has become known as the Tree of Life. The Baobab tree can thrive in landscapes where little else can survive.

Much like the Baobab, AFS is centred on providing the best possible risk adjusted returns. Our roots date back to 1991 and our independence and heritage provide assurance that we are here to stay, and will be with you through all the seasons. We provide the reassurance of long-standing business satisfaction, and years of feedback from clients who’ve become friends. The branches and structure of our business ensure that we carefully provide for and personalise all your wealth and investment needs.

Every family is unique and should be treated as individuals. So we make it our business to know who our clients are, to be able to provide the best advice, with integrity and transparency. 

As the branches of the Baobab converge, so we provide a meeting 

point for people from different walks of life, with divergent interests, but with one goal in mind: to create, develop and nurture a long term blueprint for wealth creation.

Like the Baobab, our investment philosophy is enduring and considered. Our process is founded upon the solid stature of the tree itself. Firstly, we look at your roots or your foundation as this maps out the current risks we would need to assess and build the groundwork for the most appropriate method to build your wealth. Our specialist, multiple advisory approach provides expert structure to short and long term investment planning so that we consistently help our clients to grow their wealth for prosperity, and more.

We have built wisdom from generations of experience. Our steadfast foundations provide a solid wealth management framework that allows our clients and their families to not only grow, but flourish.

AFS.
Rooted in prosperity.

Testimonials

Product Suppliers

Professional affiliations

contact us

Is there a particular AFS Representative you would like to be put in touchwith?

Investment
Planning

Unit Trusts

Local | Offshore

Share Portfolios

Local | Offshore

Retirement Planning

Foreign Exchange

Risk
Planning

Life Cover

Wills

Critical Illness

Disability / Income Protection

Business Insurance

fees

Advice Fees on Assets Under Management

*Our Fees apply to portfolio total

Size of assets under our advice

Annual Fee

1%

Annual Fee + VAT

1.15%

Wills

Amended Will

New Will

New Will (non-client)

R250

R750

R2500

*All fees exclude VAT

Employee
Benefits

Retirement

Risk

Medical
Planning

Gap Cover

Medical Aid

Dino Spolidoro, CFP®

representative

Certified Financial Planner®, MBA, Post Graduate Diploma in Financial Planning (PDGFP)

Dino is a CERTIFIED FINANCIAL PLANNER® professional accredited to market all Life Risk, Health, Investment, Retirement Annuity and Group Benefit products.

In 2020 he successfully passed the FPI Professional Competency Exam for CFP® professionals. The CFP® designation is the pre-eminent goal for financial planners/advisors and is considered as the pinnacle of professionalism in the industry.

Before this he studied a BBA Marketing through the Institute of Marketing Management, graduated with an MBA through the WITS Business School in 2012, and in 2019 completed a Post Graduate Diploma in Financial Planning from the University of the Free State.

Kyle Bosman, CFP®

Managing Director | Key individual | Representative

Bcom Finance, Bcom Hons Financial Planning, Certified Financial Planner®

Kyle’s passion for educating people about the stewardship of their finances led him to complete his degree in financial planning at the University of Johannesburg in 2010. Kyle joined AFS in January 2011 to immediately be involved in the financial services industry where he is closest to the people he wants to help. Kyle is a Member of the Financial Planning Institute (FPI) and was appointed to the role of Managing Director in March 2019.

Leigh-Anne Simpson

Key Individual | Representative

National Certificate in Financial Planning

Leigh-Anne started in the insurance industry in 1991. She is dedicated to servicing and assisting her clients achieve financial independence. She has a National Certificate in Financial Planning. Leigh-Anne is a key individual and she is responsible for compliance.

Malcolm Warner

Director | Key individual | Representative

National Certificate in Financial Planning

Malcolm began his career in the insurance industry in 1974 with a product provider. After 17 years, independence beckoned and in 1991 he founded AFS. As an advisor he is able to offer the best solutions to his clients. He has a National Certificate in Financial Planning. Malcolm is a Member of FIA and a Top of the Table and Life Member of the MILLION DOLLAR ROUND TABLE (MDRT).

Sean Holmes, FSA™

Representative

Advanced Certificate in Financial Planning

Sean’s career in financial planning began in 2010. His passion is to provide professional advice, ensuring financial security and well-being for his clients and their families when they are unable to. Sean has an Advanced Certificate in Financial Planning and he is a member of the Financial Planning Institute (FPI).

Joshua Warner

Representative

Bcom Insurance and Risk Management

Joshua completed his Bachelor of Commerce degree in Insurance and Risk Management and Marketing at the University of Witwatersrand in 2020. Joshua has a passion for helping and educating people about their finances, he joined AFS Wealth in November 2021 to immediately become involved in the financial service industry. A people person, Joshua is eager to assist his clients to achieve financial independence and to plan for their futures.

Lorrein Malebatja

Office Administrator

Lorrein is primarily responsible for data capturing and general office administration.

Garryn Kinsey

Research and innovation

Garryn is responsible for the research and development for the constant innovations at AFS. He also incorporates the commissions into our systems. 

Janet Pearce

Executive Assistant to
Leigh-Anne

Janet is the Executive Assistant to Leigh-Anne Simpson. She ensures that all admin related business is expedited immediately, helping provide our clients with excellent service delivery of any queries and new business received via our offices, in a timeous and proficient manner.

 

Lynda Warner

Company Secretary

Lynda is our company secretary and is responsible for overseeing the company’s spendings.

Penelope Mazaleni

Office Keeper

Penny is responsible for keeping our offices well-ordered and clean, and enjoys making an outstanding cappuccino for clients who visit us. 

Sonia Da Costa

Executive Assistant to Malcolm

Sonia is the executive assistant to Malcolm. She enjoys the personal contact she offers their clients while ensuring that Malcolm keep working efficiently when offering their client’s outstanding service.

 

Jenny Ryan

Book Keeper

Jenny is our company book keeper and she ensures that all our accounts are accurate and transparent.

Leanne Mackay

Support Services Supervisor

Leanne manages all the Support roles in our business. She is responsible for all bulk communications, marketing, optimising our Vitality clients and general office coordination.

Elize Pienaar

Office Administrator

Elize is responsible for all medical aid and gap cover queries, as well as assisting with policy conservation. 

Teena Govender

Office Administrator

Teena is primarily responsible for administrating our provident funds.

Mena Dias

Office Administrator

Mena is primarily responsible for data capturing and general office administration.

Contact us

Is there a particular AFS Representative you would like to be put in touch with?